Category: Investments

Only Time Will Tell For Retail

I was recently interviewed by a reporter from financial-planning.com wanting my take on the growing number of retailers looking to enter the financial services industry. Notable names like Costco, Walmart and Amazon have rolled out current plans or are publicly discussing their interest in the industry. Technology has...

Planning for Inflation: An Uphill Battle

I recently spoke with Maryalene LaPonsie from U.S. News & World Report on how inflation impacts retiree investors’ portfolios. You can read the full article here: https://money.usnews.com/money/retirement/baby-boomers/articles/2018-02-22/why-inflation-tops-retirement-concerns Inflation is a hot topic of late. After several years of extraordinarily low inflation rates, wages appear to be increasing and...

Bitcoin: Worth the Gamble?

Imagine hanging out in Las Vegas playing your favorite casino game.  Perhaps you are sitting at the hold’em table and the dealer flips the river card that gives you the win.  Or maybe you are at the roulette wheel and your lucky number just hit.  Or better yet,...

The Low of Market Lows: Part 2

Staying Calm in Hazardous Conditions There is a common phrase in the world of finance that ‘you can’t eat risk-adjusted returns’. Most people understand investment returns—making or losing money. Few people understand standard deviation, volatility, and risk-adjusted returns. Investing toward a goal is very similar to a cross...

The High of Market Highs: Part 1

Shooting the Rapids Toward Retirement Whitewater rafting is an invigorating experience which draws a global delegation of adventure tourists to our mountain regions each summer. Like many thrill-seeking activities, the rush of shooting the rapids unleashes a full panel of “happy chemicals”— adrenaline, dopamine, and endorphins—which heightens our...

Spiritus Animalis

“Identified in the 1930s by John Maynard Keynes as an important economic driver, he said an eruption of ‘animal spirits’ could start a virtuous circle of entrepreneurial risk-taking and investment- and further lift equities.”  – Financial Times lexicon When Keynes’ “animal spirits” theory made its first appearance in...

High Anxiety Over High Equity Valuations?

“Bull markets are born on pessimism, grown on skepticism, mature on optimism, and die on euphoria.” — Sir John Templeton With most major domestic stock market indices rallying sharply post-election, it’s natural for investors to question how long this rally can last – particularly when it occurs near...

Trending Not Timing

Interest rates are finally moving higher.  After leaving rates unchanged from 2008 to 2015, the Fed’s Open Markets Committee (FOMC) has used its December meeting to raise short-term rates for two years in a row.   From a low range of 0% – 0.25%, the Fed funds target now...