Category: Retirement Income

Planning for Inflation: An Uphill Battle

I recently spoke with Maryalene LaPonsie from U.S. News & World Report on how inflation impacts retiree investors’ portfolios. You can read the full article here: https://money.usnews.com/money/retirement/baby-boomers/articles/2018-02-22/why-inflation-tops-retirement-concerns Inflation is a hot topic of late. After several years of extraordinarily low inflation rates, wages appear to be increasing and...

The Race to the Bottom

Got five minutes? The topic of this blog post is covered in our Fiduciary Five Podcast series hosted by Chuck Hammond of the 401(k) Study Group. The Fiduciary Five Podcast…your fiduciary questions, answered in about five minutes.  To listen to the related podcast, click here.   The oxford...

Behavioral Economics-A ‘Nobel’ Idea

For most of the financial services world, it has been clear for some time that humans are irrational and act in ways that are not conducive to their own financial wellbeing.  Much of our understanding can be credited to Professor Richard H. Thaler, a pioneer of the discipline...

The Low of Market Lows: Part 2

Staying Calm in Hazardous Conditions There is a common phrase in the world of finance that ‘you can’t eat risk-adjusted returns’. Most people understand investment returns—making or losing money. Few people understand standard deviation, volatility, and risk-adjusted returns. Investing toward a goal is very similar to a cross...

The High of Market Highs: Part 1

Shooting the Rapids Toward Retirement Whitewater rafting is an invigorating experience which draws a global delegation of adventure tourists to our mountain regions each summer. Like many thrill-seeking activities, the rush of shooting the rapids unleashes a full panel of “happy chemicals”— adrenaline, dopamine, and endorphins—which heightens our...